Trick Yourself Into Saving Money

Source Metacafe.com
Posted by L Kempes

Tinchey Leads Campaign For Kids To Save Money

British rapper TINCHY STRYDER turned teacher at a school in London on Thursday (04Mar10) in a bid to promote money management amongst U.K. teenagers.

The Number 1 hitmaker has become the spokesperson for the new educational campaign My Money, aimed at teaching youngsters how handle their cash.
And Stryder headed into a classroom at St Matthew Academy in the British capital to teach pupils an important lesson in finances.
He says, “I believe, whatever age you are - even kids with piggy banks - as long as you are aware of money you should understand how saving money is really important in life.
“If you’ve got something saved, as you get older saving can turn into investment.”

 Source Entertainment Daily

Posted by L Kempes

Top 5 Money Saving Iphone Apps

 

Vouchercloud
Cost: Free
Vouchercloud works out where you are via GPS and brings up the offers closest to where you are.
0870
Cost: Free
From 'saynoto0870.com' there's an app which lets you check for an alternative to your 0870/0845/0800 number.
MORE TH>N Car Claim
Cost: Free
This app allows you to capture the key information you need when making a car insurance claim.
Petrol Prices Pro
Cost: 2.99
The comprehensive app from the people behind petrolprices.com lists prices and locations of the nearest petrol stations.
Nosey Parker
Cost: £1.79
Nosey Parker allows you to find the closest free parking zones.

Click the link below for the full article
Source www.studentcoins.com
 

Posted by L Kempes

The Mentality Of Saving Money

"The ability to discipline yourself to delay gratification in the short term in order to enjoy greater rewards in the long term is the indispensable pre-requisite for success" Brian Tracy

Install Free Office Software

If your computer already has a basic Windows or Linux system pre-installed, you don't have to splash out a further £119.99 for the basic Microsoft Office 2007 Home and Student edition – or even £449.99 for the professional edition. Indeed, many computer specialists claim the free OpenOffice software suite is far superior.

OpenOffice is a free office application suite available for a number of different computer operating systems.
The package is designed as a single piece of software comprising five powerful applications: Writer, its word processing software: Calc, its spreadsheet creator: Impress for creating multi-media presentations: Draw for creating simple graphics: and Base which allows you to create and maintain databases.

Draw is a great free equivalent to micrisoft Visio , it is not as good as Visio but it is free and  you can do process flow diagrams on it .Visio can be around £300 think of the money you are saving


Creating a Flowchart in OpenOffice

To download open office

http://download.openoffice.org/index.html


Source Yahoo Finance (lovemoney.com)

Posted by L Kempes

Save Energy In Your Home = Saving Money In Your Pocket

Saving Money At Home:


1.
Step 1: Draught Proof Your House

In an average house up to 20 percent of heat is lost through draughts*. To test an area simply hold the palm of your hand up against a door or window - if you feel cold air coming through, warm air is escaping. This is simple to fix and can save you hundreds on your yearly heating bill.

Fit draught excluders around all exterior doors and interior if need. Fill in any cracks or crevices on window frames, skirting boards or floors with a filler or sealant.

Closing curtains or shutters after dark fall also traps in the warm air and prevents draughts.
2.
Step 2: Turn down the thermostat

Turning your thermostat down by just 1 degree can reduce your energy consumption by over 5 percent*. You won't even notice the difference in room temperature

On the same note, don't heat rooms when you are not using them.
3.
Step 3: Hot water temperature

Your hot water thermostat needn't be higher than 60 degrees centigrade, that's 140 degrees Fahrenheit. Any higher and you will only be mixing it with cold water to cool it back down for use.
Watch the video to see all or  Read the full article by clicking here

Source Videojug.com
Posted by L Kempes

How to save money -10 Things you Don't Need

This is a video which is predominently aimed at an american audience but there is much wisdom in it .It asks a simple question are we wasting money on things that are non-essential for example Jeans? The average american woman owns 8 pairs.I would argue that many british men and women are the same do you really need that many ?


Saving Money At Home:
How To Save Money: 10 Things You Don't Need

Source videojug
Posted by L Kempes

Save £400 On The Price Of A New Boiler

"The Chancellor, Alistair Darling recently announced the Government's latest initiative to lower energy use in the UK - the boiler scrappage scheme. Within the new boiler scrappage scheme, the Government will give you £400 towards the cost of a new efficient boiler when you trade in an old G-rated boiler."

Similar to the the car scrappage scheme, this will help households replace costly, inefficient boilers with a grant of £400 to contribute to the replacement costs.
In addition homeowners will save up to aprox £310 a year in fuel bills by replacing a less efficient boiler,
Glowworm has a helpful boiler calculator feature on its site .
People who own their homes and landords who rent homes are eligible. However, social landlords, housing associations and boiler installers are not eligible under this scheme.
The average cost of buying and installing a new boiler according to electric.co.uk is £2500.

It's a central heating calculator, a hot water calculator and a great way to find exactly what you need. Using a domestic heating calculator like this is a good starting point if you don't know too much about boilers.
Click here to use the boiler calculator

To read about Glow-worm’s continued support of the scheme visit them at: www.needanewboiler.com

Posted by L Kempes
Source Glow.worm

How to boost your fuel efficiency

Have you got a bit of a heavy foot? Do you leave the golf clubs in the boot even when you do not have a game planned?
Now is time to change your habits as you can save yourself money immediately.


Source Videojug 

Source Youtube
Do you have any fuel efficiency tips you wish to share ? Why not post them below ?

Posted by L Kempes

Happy New Year

The new year is here and I wish you all a happy and prosperous 2010 as Edith Lovejoy Pierce said

"We will open the book.  Its pages are blank.  We are going to put words on them ourselves.  The book is called Opportunity and its first chapter is New Year's Day."

With this in mind,I would like you all to make a resolution along with me to try to save more money why not ?.

Posted by L Kempes

Get rid of unwanted Christmas presents

Check out this brilliant video of how to get rid of unwanted Christmas presents.



Source Videojug
Posted by L Kempes

Before you buy electrical appliances check the power usage

Spend a little bit of time researching your electrical and white goods power usage and standby power usage to save yourself £s down the line.

In the example of an eco kettle you could save £7 per year it does not seem a lot but over a three year life that is £21. Example Eco Kettle


Sust-it is a great resource if you are considering any new electrical purchases. They provide up-to-date information on the energy usage of consumer products available today, so that you can compare the running costs of your new purchase.


If any of you use the site add some feedback below letting me know what you think of their service ?

Posted by L Kempes

Cash Isas perform better than equity-based plans

With the new year coming it is important to invest in your ISA as soon as possible to maximise the tax benefit.

Cash individual savings accounts (Isas) have generally produced higher returns than their share-based equivalents over the past decade – even after this year’s strong stockmarket recovery, according to an analysis for the FT.
Savers who have used their cash Isa allowances every year since 1999 – when the tax-favoured investment scheme started – could have accumulated about £44,000, thousands of pounds more than from investing the same amounts in index-tracking stock market Isas, though less than from a typical bond fund Isa.

 Source Ft.com
Posted by L Kempes

Build your own sledge

Well we got the white Christmas ? There may be more to come.
Instead of paying top dollar for an overpriced piece of plastic why not take the advice of the times and build your own.The total cost will be approximately £15.
If you do decide to make your own sledge share your story with us below.
Source (Times)

Feeling Lazy order a cheap sledge instead Sledges !!!!!!!!!!!!!!

Posted by L Kempes

Free and legal music downloads - Jamendo

Free and legal music downloads - Jamendo

Posted by L Kempes

Stop wasting food and save hundreds of pounds

"The average family with children waste £680 pounds worth of food per year"

Take a look at this video by Lynne Moore Recycling and waste minimisation officer for Kent County Council.
Also checkout http://www.lovefoodhatewaste.com/

Source

Posted by L Kempes

Reduce your water usage and save money

A staggering fact..... a dripping tap wastes 5500 litres of water a year.

Kate Humble explains some quick and easy ways to save water, energy and money in and around your home. Kate highlights further tips for saving water and indicates the associated financial benefits of implementing these water saving methods.

Source
Posted by L Kempes

Planning an affordable Christmas

Learn how to plan an affordable Christmas with these three videocasts presented by Dr John Preston, the Church of England's National Stewardship Officer

Here is the link to the Affordable Christmas planner spreadsheet mentioned in the first video.




Posted by L Kempes

DIY Solar Panels - Save Money & The World

Might seem obvious but solar panels need quite a lot of sun to get a return on your investment.
If you live on the south coast happy days.

www.choice.com.au provide a good guide below

Before buying a solar panel:

• Improving the energy efficiency of your home can save you up to 30% on your bills – turning off appliances, using the dishwasher when full and purchasing energy-efficiency appliances.
• Check if the roof faces the right direction. Only north-facing panels will produce their full capacity.
• Find out what local council approval is needed. Increasingly, local councils also have advisors that can assist you with making the best decisions on solar.
• Determine what energy reduction you would like to achieve. Assess what energy you currently use and the capacity panel you need (and can afford).
• Do the sums to estimate the system’s payback time and the environmental difference it will make.
  
• Identify various providers/installers available. Seek quotes. Make sure the installer is accredited and that the panel meets the international standards. See

Source

Christmas cost saving tips my luvlies

Have a look at this excellent video.

"Bargain Hunter's Guide to Christmas, the ultimate guide to saving you money on your Christmas shopping. Introduced by Jasmine Birtles, financial expert and TV's own money magpie, Jasmine will show you how you could save a massive £459 on the average family spend of £665. You cannot afford to miss Jasmine's great tips towards a money-saving festive season."




Nice post by savvyshopping keep it up guys.